Hail Damage Roof Repair Cost in Wisconsin

Hail strikes shingles at an angle, bruising the fiberglass mat beneath and knocking loose the protective granules. Asphalt shingles are rated for impact resistance on a 1 to 4 scale under the UL 2218 standard, with Class 4 offering the highest hail resistance, according to the Asphalt Roofing Manufacturers Association. The damage often is not visible from the ground, which is why a close inspection matters.

A small, isolated repair often runs a few hundred dollars, while widespread damage across several slopes can reach into the thousands. Once damage covers a large share of the roof, a full replacement can cost less per square than piecemeal repairs. NOAA's National Centers for Environmental Information records thousands of severe hail reports across the U.S. each year, and hail is a covered peril on most Wisconsin homeowners policies, per the Insurance Information Institute. A property specific inspection gives the only reliable number.

Hail is a covered peril on most Wisconsin homeowners policies. Note the storm date, photograph the damage inside and out, and request a professional inspection report before the adjuster arrives. Most policies require storm claims to be filed within one to two years, per the Insurance Information Institute, so acting quickly matters.

When you see these signs, have a roofing professional walk the roof before you contact your insurer.

• Dented metal flashing, vent caps, or soft metal fins
• Granules from the shingles collecting in gutters and downspouts
• Dark bruise marks or cracks across the shingle surface
• Soft spots you can feel when pressing on a shingle